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First Time Mortgage Requirements which are the preferred type of mortgage for first-time buyers, are backed by the federal government and require lower down payments than conventional mortgages. The credit requirements for FHA loans.First Time Home Buyer Programs Fha Loans FHA FHA First Time Home Buyer Manufactured home mortgages (section 203b) Through this program, HUD’s Federal Housing Administration (FHA) insures mortgages made by qualified lenders to people purchasing or refinancing a home of their own. FHA FHA First Time Home Buyer Mortgages for Condominium Units (Section 234c) This program insures the loan for a person who purchases a unit in a condominium building.

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Free buyers guide packed with all the information, tools, tips, and tricks needed for your next real estate purchase.

HDF offers loan and downpayment assistance with free homebuyer counseling and education for first time homebuyers in Connecticut. Find out how HDF turns First Time Homebuyers into Homeowners. Download our Orientation Guide.

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